:root{--navy:#14284b;--navy2:#1e3a66;--accent:#e0913a;--accent-d:#b86a17;--cream:#fbf6ef;--ink:#1b2333;--muted:#5a6478;--line:#e3e6ee;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{line-height:1.2;margin:0 0 .5em;font-family:Georgia,"Times New Roman",serif}
a{color:var(--navy2)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.narrow{max-width:780px}.center{text-align:center}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(6px)}
.nav-in{display:flex;align-items:center;justify-content:space-between;gap:16px;height:64px}
.logo{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--navy);font-weight:600;font-size:1.05rem}
.nav nav{display:none;gap:22px}.nav nav a{text-decoration:none;color:var(--ink);font-size:.95rem}.nav nav a:hover{color:var(--accent-d)}
@media(min-width:900px){.nav nav{display:flex}}
.btn{display:inline-block;background:var(--accent);color:#1a1206;font-weight:700;border:0;border-radius:10px;padding:14px 22px;font-size:1rem;text-decoration:none;cursor:pointer;transition:background .15s}
.btn:hover{background:#eba356}.btn:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.btn-sm{padding:9px 14px;font-size:.9rem}.btn-block{width:100%}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:40px 0 56px}
.hero-grid{display:grid;gap:32px}@media(min-width:960px){.hero-grid{grid-template-columns:1.05fr .95fr;align-items:start;padding-top:24px}}
.eyebrow{color:var(--accent);text-transform:uppercase;letter-spacing:.08em;font-weight:700;font-size:.8rem;margin:0 0 10px}
h1{font-size:clamp(2rem,6vw,3.3rem)}.lead{font-size:1.15rem;color:#dbe4f3}
.checks{list-style:none;padding:0;margin:20px 0;display:grid;gap:8px}@media(min-width:560px){.checks{grid-template-columns:1fr 1fr}}
.checks li{padding-left:30px;position:relative}.checks li:before{content:"";position:absolute;left:0;top:3px;width:20px;height:20px;border-radius:50%;background:var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' stroke='%2314284b' stroke-width='2.5' fill='none'/%3E%3C/svg%3E")}
.hero-art{width:100%;max-width:440px;display:block;margin-top:10px}
.card{background:#fff;color:var(--ink);border-radius:var(--r);padding:24px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.form-card h2{font-size:1.6rem;color:var(--navy);margin-bottom:4px}
.muted{color:var(--muted)}.small{font-size:.85rem}
.field{margin-bottom:14px;display:flex;flex-direction:column}.row{display:grid;gap:0 14px}@media(min-width:560px){.row{grid-template-columns:1fr 1fr}}
label{font-weight:600;font-size:.9rem;margin-bottom:4px}
input,select,textarea{font:inherit;padding:11px 12px;border:1.5px solid #cbd1dc;border-radius:9px;background:#fff;color:var(--ink);width:100%}
input[aria-invalid=true],select[aria-invalid=true]{border-color:#c0392b;background:#fff6f5}
.consent{flex-direction:row;gap:10px;align-items:flex-start}.consent input{width:20px;height:20px;margin-top:3px;flex:none}
.consent label{font-weight:400;font-size:.78rem;color:var(--muted);line-height:1.45}
.hp{position:absolute;left:-5000px}
.error{color:#b02a1c;font-weight:600;font-size:.9rem}
.thanks{text-align:center;padding:20px 0}.thanks h3{color:var(--navy);font-size:1.6rem}
.sec{padding:64px 0}.alt{background:var(--cream)}.h2{font-size:clamp(1.7rem,4vw,2.3rem);color:var(--navy)}.sub{color:var(--muted);margin-top:-6px;margin-bottom:28px}
.steps{list-style:none;padding:0;margin:28px 0 0;display:grid;gap:20px}@media(min-width:800px){.steps{grid-template-columns:repeat(3,1fr)}}
.steps li{border:1px solid var(--line);border-radius:var(--r);padding:24px}
.num{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:700;margin-bottom:12px}
.steps h3{font-size:1.2rem;color:var(--navy)}.steps p{margin:0;color:var(--muted)}
.grid{list-style:none;padding:0;margin:0;display:grid;gap:16px;grid-template-columns:repeat(auto-fill,minmax(230px,1fr))}
.tiles li{background:#fff;border-radius:var(--r);padding:20px;border-top:4px solid var(--accent);box-shadow:0 2px 10px rgba(20,40,75,.06)}
.tiles h3{font-size:1.08rem;color:var(--navy)}.tiles p{margin:0;color:var(--muted);font-size:.95rem}
.counties{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:10px}
.counties li{background:var(--navy);color:#fff;padding:10px 18px;border-radius:999px;font-weight:600}.counties li:after{content:" County";font-weight:400;opacity:.8}
.table-wrap{overflow-x:auto;border-radius:var(--r);box-shadow:0 2px 10px rgba(20,40,75,.06)}
table{width:100%;border-collapse:collapse;background:#fff;min-width:560px}
th,td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--navy);color:#fff}thead th:nth-child(2){background:var(--accent);color:#1a1206}
tbody th{color:var(--navy);width:24%}tbody td:nth-child(2){font-weight:600;background:#fffaf3}
details{border:1px solid var(--line);border-radius:12px;padding:0 18px;margin-bottom:12px;background:#fff}
summary{cursor:pointer;font-weight:700;padding:16px 0;color:var(--navy);list-style:none;position:relative;padding-right:28px}
summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:0;top:12px;font-size:1.4rem;color:var(--accent-d)}
details[open] summary:after{content:"–"}details p{margin-top:0;color:var(--muted)}
.cta{background:var(--navy);color:#fff}.cta .h2{color:#fff}.cta a:not(.btn){color:#ffd29e}
.contact-lines{display:flex;flex-direction:column;gap:6px;font-size:1.1rem;margin:20px 0 26px}
.foot{background:#0d1c36;color:#b9c5da;padding:36px 0}.foot a{color:#ffd29e}.foot p{margin:0 0 10px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}